Investment Calculator
Calculate investment returns, required contributions, and plan your financial growth with precision.
Investment Details
Enter your investment information below
Your Investment Results
See your investment calculation results here
Select a calculation type and fill in your details to see investment results
How to Use This Calculator
Step-by-step guide to get accurate results
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What is an Investment Calculator?
Definition
An investment calculator is a free online tool that estimates the future value of your money based on lump sums, monthly contributions, interest rates, and compounding frequency.
Purpose
It provides quick insights into how your savings or investments grow over time, making financial planning easier and smarter.
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How Our Free Investment Calculator Works
Inputs You Can Customize
- Initial investment amount (lump sum)
- Monthly contributions (SIP/recurring deposits)
- Compounding frequency (monthly, quarterly, yearly)
- Expected rate of return (stocks, bonds, savings)
- Investment duration (years)
- Inflation or tax adjustment (optional)
- Monthly contributions (SIP/recurring deposits)
- Compounding frequency (monthly, quarterly, yearly)
- Expected rate of return (stocks, bonds, savings)
- Investment duration (years)
- Inflation or tax adjustment (optional)
Calculation Method
The calculator applies compound interest formulas to project future value. It shows how contributions and returns accumulate over time.
Flexibility
You can calculate lump sum growth, compare SIP vs one-time deposits, or simulate stock market returns.
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Benefits & Use Cases
Retirement Planning
Estimate your future nest egg with or without inflation adjustments.
Scenario Comparison
Visualize differences between monthly vs yearly contributions and compounding.
Wealth Growth Visualization
Understand the long-term power of compound returns.
Goal Setting
Plan for milestones like buying a house, child’s education, or early retirement.
Inflation Testing
Check how inflation impacts the real purchasing power of your savings.
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Example Scenarios
Monthly Contributions
$500/month invested for 20 years at 8% annual return grows to over $295,000 with compounding.
Lump Sum Investment
A $10,000 one-time investment at 7% annual return for 15 years grows to around $27,590.
Retirement Estimate
Combining lump sum + monthly contributions helps project retirement savings adjusted for inflation.
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Investment Calculator vs Other Tools
Savings Calculator
Focuses on fixed deposit growth, not variable investment returns.
Loan Calculator
Calculates repayment schedules, while investment calculators show future value growth.
Retirement Calculator
Retirement tools focus on withdrawals and income, while investment calculators focus on accumulation.
Frequently Asked Questions
How much will my investment be worth in 10 years?
It depends on your initial amount, monthly contributions, interest rate, and compounding frequency. Use the calculator for exact results.
What is the future value of $500 monthly investment?
At 8% annual return, $500/month for 20 years grows to over $295,000 with compounding.
Does the investment calculator include inflation?
Yes, you can adjust for inflation to see the real value of your investments.
How do I calculate compound returns automatically?
Simply enter your inputs (amount, rate, time, contributions) and the calculator projects results instantly.
Which is the best free investment calculator online?
The best calculators include lump sum + SIP options, monthly contributions, and inflation adjustment—like this one.